Ripple Unveils Institutional DeFi Roadmap For XRP Ledger

Fierce Competition

The plans include a permissioned DEX, a credit-based DeFi lending protocol, and a multi-purpose token (MPT) standard. These will integrate compliance checks through XRP Ledger’s decentralized identifiers.

While XRP’s price has surged 300% since Trump’s election, the network still lags behind competitors like Ethereum, with a total value locked (TVL) of $80 million.

Driving Growth

XRP Ledger, launched in 2012, is one of the oldest blockchain networks, but its AMM and DEX are developed by Ripple’s core team.

Ripple hopes that focusing on institutional DeFi, including tokenized real-world assets, will drive growth, as tokenized assets represent a $30 trillion market. Ripple is also optimistic about XRP ETFs further driving growth for the company.